Health insurance plans for small businesses

Health insurance plans for small businesses

How can you make sure you find the right small business healthcare plan that provides your employees with quality healthcare – without breaking the bank?

Healthcare options for small business owners can easily feel overwhelming. At Equipsme, we work with small business owners to help them provide such care to their staff in a way that won’t cause too much of a burden to their financial stability. Choose the level of private health cover that best meets your needs as a business owner, to help keep your employees happy and healthy.

Is private healthcare for small businesses necessary?

Not all businesses provide their employees with private healthcare, and you are not required to offer it by law. However, there are many benefits to offering your employees private cover that you may not have considered.

For example, we believe that many employees value private health insurance as a key benefit in the workplace.

But unfortunately, it’s not uncommon for small businesses to leave their employees without a health insurance plan.

You might find that offering private health cover helps you to stand out as a business, retaining good employees and attracting great candidates for new roles. We believe that prospective employees want to feel that their employer cares, and small business health cover is just one of the many ways you can show that.

You want the best small business health insurance plan

The best small business health insurance plans should be catered to your organisational needs. All SMEs are different and will require different levels of healthcare. You should find a healthcare provider that offers flexible packages and doesn’t just offer blanket cover that won’t suit your business. Equipsme is a provider that delivers benefit packages that you can tailor to your business.

What are the costs of small business healthcare?

The cost of small business healthcare will vary depending on your business. The number of employees and the level of cover will all have an effect on the overall cost that is associated with your plans.

To give you an idea though, our small business health insurance plans start at just £7pppm (per person, per month) for high-quality, accessible healthcare that helps your employees feel valued. If you want to offer your employees a more comprehensive small business healthcare plan, we have options at £18pppm, £30pppm and £42pppm, with £30pppm proving to be our most popular plan.

Here’s some more information about the costs of our cover and what is and isn’t included in our different plans.

Why use Equipsme for your small business healthcare?

There are a lot of private health cover providers out there to choose from, but we think you’ll find working with Equipsme to be different, and most importantly, easy.

  • You can trust our cover – because we partner with some of the most well-respected health service providers in the UK including one of the biggest insurance companies in the UK, AXA Health. This means you can trust that we deliver quality and reliable health cover for you and your employees.
  • No medical questions required  no medicals or complicated questionnaires to complete when you apply. We have a simple exclusion of pre-existing conditions in the three years before cover starts.
  • Add family members  you have the option of paying to add your spouse/partner, plus children up to the age of 25. The first child is half price, with up to five other children covered for free.
  • We’re here to help – we don’t provide advice but if you need help understanding our plan benefits and options before deciding on the best Equipsme health insurance plan for your business and your team, or just want to chat, we’d be happy to speak to you.
Meet our trusted providers

Meet our trusted providers

Whose services make up our award winning and industry leading Equipsme health insurance plans

Equipsme plan services are backed and delivered by some of the biggest and most well-respected organisations in their field, so you really know you’re in safe hands.

  • AXA Health – one of the UK’s leading health insurance specialists
  • Health Hero – Europe’s largest digital health provider offering remote access to experienced doctors.
  • Thriva – forward thinking home based health testing and tracking.
  • Health Assured – award winning wellbeing services covering mental, physical, financial and legal support.