Quicker access to medical support with our health insurance plans

EDF and Equipsme have teamed up to offer you and your family award-winning private health insurance.
  • With Equipsme, approved claims are settled direct so that you don't have to pay first and claim later.
  • Choose from four different levels of cover starting from £9 per person per month - and get medical support when you need it most.
  • All plans include 24/7 GP services, physiotherapy sessions, 24/7 nurse helpline, health checks and access to discounts for gym membership, eye tests and glasses and elder care support.
  • You can choose to add: private specialist consultations, diagnosis tests and scans and private hospital treatment.

Pricing example for Level 3: Diagnosis

Your cost
£22pm
Add partner
£22pm
Add 1st child
£11pm
Add five more children for free
Total
= £55pm
for you, your partner and up to six children
Children must be under 25 and covered until renewal following 25th birthday
Your health in your hands
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There are 4 levels of cover available from £9 to £60 pppm

Entry Level

GP Plus
£ 9 pppm

Level 3

Great value
Private Diagnosis
£ 22 pppm

Level 2

Private Diagnosis and Treatment
£ 39 pppm

Level 1

Private Diagnosis and Treatment Plus
£ 60 pppm

Simple, practical and affordable health insurance plans for you and your family

Entry level
Level 3
Great value
Level 2
Most Popular
Level 1
GP Plus
Diagnosis
Diagnosis & Treatment (inc. excess)
Diagnosis & Treatment Plus
Cover for you only
£9pm
£22pm
£39pm
£60pm
Cover for you and your partner
£18pm
£44pm
£78pm
£120pm
Cover for you and your children (up to 6 children)
£13.50pm
£33pm
£58.50pm
£90pm
Cover for you, your partner and children (up to 6 children)
£22.50pm
£55pm
£97.50pm
£150pm
24/7  GP access
Physiotherapy  sessions
Diagnosis
Hospital  Treatment
Health  checks
24/7 Nurse helpline
Cancer and heart support
Male and  female health
Elder care  support
Health and  wellbeing perks

24/7 GP access

Our 24/7 GP support service is provided by the UK’s leading provider – HealthHero – who have over 20 years’ experience in providing patients with access to doctors remotely (link to service provider page).

If you are not feeling your best, simply give HealthHero a call anytime to book a GP consultation. If medication is prescribed, you can pay for them to organise for a private prescription to be delivered to your home, work or local pharmacy.

Plan levels 3, 2 and 1 also include an ‘Open Referral’. This means if the GP thinks you need a referral onto a specialist all you have to do is share the open referral letter with AXA Health, who will confirm if you are covered and then help organise the referral to a private specialist at a convenient location and time.

Physiotherapy sessions

We offer Physiotherapy sessions across all levels of Equipsme. You access them through AXA Health who help arrange and pay for covered sessions and can be contacted whether or not you have a GP referral.

Physio cover starts with a telephone assessment by the in-house Physio team to help assess you and suggest any easy self help solutions.

If you need to see a physiotherapist, the team can book this, with up to 5 annual Physio sessions on GP Plus and Level 3, increasing up to 8 sessions at Level 2 and no yearly limit at Level 1.

 

Diagnosis

Diagnosis cover is offered on Levels 3, 2 and 1 of Equipsme. This includes specialist consultations, diagnostic tests, MRI and CT scans, and it includes cover up until Cancer is diagnosed. All bills that are covered are paid directly by AXA Health and there is no excess to pay on Levels 1 and 3 and a small Excess of £150 on Level 2.

Specialist diagnosis consultations and tests are accessed following a GP consultation and referral and then by contacting AXA Health who will check that your condition is covered and then organise your referral onto one of their approved Specialists.

Hospital Treatment

Levels 2 and 1 of the Plan include Hospital Treatment. This includes cover for specialists, surgeons, hospital room, dressings and drugs. You have access to the AXA Health approved network of hospitals and specialists and they will settle bills that are covered directly.

The Plan does not cover the treatment of Cancer but does include cover up until Cancer is diagnosed. There is an excess of £150 at level 2 and there is no excess to pay on Level 1.

 

Health checks

Across all levels of Equipsme we offer Health Checks through our service partner Thriva. Members get an online health check across all levels and on Levels 3, 2 and 1 they get an annual blood test for:
• Vitamin D (Levels 3, 2, 1)
• Cholesterol (Levels 2 and 1)
• Diabetes (Level 1)

All levels encourage members to monitor their health and to extend their health checks with a discount of £10 on further Thriva health checks.

 

24/7 Nurse helpline

All levels of the Plan include a private nurse helpline and telephone support if you have a heart or cancer condition. Levels 3, 2 and 1 also include a Second Opinion service, if you’re not getting the answers you need from your current private specialist.

These are provided by AXA Health and offer 24/7 support to Equipsme members.

 

Cancer and heart support

Male and female health

Elder care support

Health and wellbeing perks

Take a look at how Equipsme compares to other EDF health benefits

Health Benefit
Overview
Annual Cost
Private Healthcare Insurance*
Provided by AXA Health
Usually covered: Private Healthcare Insurance covers the cost of diagnosis and treatment of acute medical conditions, private hospital and day patient fees, specialist fees, diagnostic tests, surgery, outpatient and 24/7 online GP appointments. Previous medical history is disregarded if you join at your first opportunity.
Usually NOT covered: Pregnancy and childbirth - but the plan will pay to treat certain medical conditions that arise during pregnancy. Chronic conditions, requiring continuing medication and treatment or emergency admissions.
Employee annual cost £1,200+
Health Insurance*
Provided by Equipsme
Usually covered: Offers four plan options and can cover the cost of private diagnosis and treatment of acute medical conditions, private hospital and day patient fees, specialist fees, diagnostic tests, surgery, outpatient, physiotherapy sessions and 24/7 online GP appointments. Also included: 24/7 nurse helpline, cancer and heart support line, gym discounts and health checks.
Usually NOT covered: Treatment of cancer - however, members on cover Level 1, 2 or 3 have cover up to the point at which cancer has been diagnosed to find out what's wrong fast. Pregnancy and childbirth - but the plan will pay to treat certain medical conditions that arise during pregnancy. Chronic conditions, requiring continuing medication and treatment or emergency admissions. Excludes pre-existing conditions in the 3 years before cover start.
Employee annual cost £468
(cover starts from £108 per year)
Healthcare Cash Plan
Provided by Simply Health
Usually covered: Claim your money back towards everyday health treatments such as eye tests, dental treatments, physio, diagnostic consultation, podiatry, new child payment. Pre-existing conditions are not excluded.
Usually NOT covered: Treatment must be paid for upfront by the employee and each benefit will have a capped cost covered each year. No private medical treatment is included in the plan.
Employee annual cost £150 to £230
(depending on funding)

Why should I choose an Equipsme health insurance plan?

Get seen quicker

Waiting lists for the NHS have reached an all-time high, but with Equipsme you can get seen fast - and get better quicker.

AXA private health insurance

With our plans you get access to AXA Health approved specialists, consultants and private hospitals.

This isn’t a cash plan

With Equipsme and AXA health, approved claims are settled direct so that you don’t have to pay first and claim later.

Easy access to benefits

You can make appointments quickly and easily through our handy Equipsme App, your dedicated members portal or over the phone.

Cover for you and your family

You can choose what level of cover you want, and whether to extend it to cover your partner/children.

Peace of mind

None of us knows what’s coming round the corner, but with Equipsme in yours you can worry a little bit less about what happens if you get sick or injured.

Our customers say...

“With Equipsme I got an appointment at a nearby private hospital within days, and an MRI days after that. I’d have waited weeks for the NHS.
Abi, Equipsme Member
“I was able to see a private cardiologist within a fortnight. Equipsme was there exactly when I needed it. It got me to the right place at the right time.”
Holly, Equipsme Member
“With Equipsme you’re way more in control of your own health. So next time I can’t get into my GP, or I can’t get to a specialist fast enough, I’ve got Equipsme to turn to.”
Ray, Equipsme Member
“When my son was ill we suspected diabetes, but our own GP had just dismissed us. Having the Equipsme plan meant we had another option. It was lucky we hadn’t left it much later.”
David, Equipsme Member

If you have any questions before you join Equipsme please get in touch with our friendly team.

For further information please visit our FAQ section.
To join Equipsme at any time during the year make your selection on the myBenefits platform today.

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