Quicker access to medical support with health insurance plans from Equipsme

EDF and Equipsme have teamed up to offer you and your family practical and cost effective private health insurance.
  • Choose from four different levels of cover starting from £9 per person per month - and get medical support when you and your loved ones need it most.
  • All plans include 24/7 GP services, physiotherapy sessions, 24/7 nurse helpline, health checks and access to discounts for gym membership, eye tests and glasses and elder care support.
  • You can choose to add: private specialist consultations, diagnosis tests and scans and private hospital treatment
  • With Equipsme, approved claims are settled direct so that you don't have to pay first and claim later.

Pricing example for Level 3: Diagnosis

Your cost
£23pm
Add partner
£23pm
Add 1st child
£11.50pm
Add five more children for free
Total
= £57.50pm
for you, your partner and up to six children
Children must be under 25 and covered until renewal following 25th birthday
Your health in your hands
COVEA23-LOGO-FINALIST

Best Group Healthcare 2023 Finalist

HPA22_Logo_01_Strip-black-allanzblue-2022[1]

Best Group Healthcare 2022 Finalist

LB_Awards_2022_Logo_Silver@2x[1]

Best Cover Provider 2022 Finalist

Awards_4b_

Outstanding Innovation - Health 2021 Highly Commended

There are 4 levels of cover available from £9 to £66 pppm

Entry Level

GP Plus
£ 9 pppm

Level 3

Great value
Private Diagnosis
£ 23 pppm

Level 2

Private Diagnosis and Treatment
£ 41 pppm

Level 1

Private Diagnosis and Treatment Plus
£ 66 pppm

Simple, practical and affordable health insurance plans for you and your family

Entry level
Level 3
Great value
Level 2
Most Popular
Level 1
GP Plus
Diagnosis
Diagnosis & Treatment (inc. excess)
Diagnosis & Treatment Plus
Cover for you only
£9pm
£23pm
£41pm
£66pm
Cover for you and your partner
£18pm
£46pm
£78pm
£120pm
Cover for you and your children (up to 6 children)
£13.50pm
£34.50pm
£61.50pm
£99pm
Cover for you, your partner and children (up to 6 children)
£22.50pm
£57.5pm
£102.50pm
£165pm
24/7  GP access
Physiotherapy  sessions
Diagnosis
Hospital  Treatment
Health  checks
24/7 Nurse helpline
Heart and Cancer support
Male and  female health
Elder care  support
Health and  wellbeing perks

24/7 GP access

Our 24/7 GP support service is provided by the UK’s leading provider – HealthHero – who have over 20 years’ experience in providing patients with access to doctors remotely (link to service provider page).

If you are not feeling your best, simply give HealthHero a call anytime to book a GP consultation. If medication is prescribed, you can pay for them to organise for a private prescription to be delivered to your home, work or local pharmacy.

Plan levels 3, 2 and 1 also include an ‘Open Referral’. This means if the GP thinks you need a referral onto a specialist all you have to do is share the open referral letter with AXA Health, who will confirm if you are covered and then help organise the referral to a private specialist at a convenient location and time.

Physiotherapy sessions

We offer Physiotherapy sessions across all levels of Equipsme. You access them through AXA Health who help arrange and pay for covered sessions and can be contacted whether or not you have a GP referral.

Physio cover starts with a telephone assessment by the in-house Physio team to help assess you and suggest any easy self help solutions.

If you need to see a physiotherapist, the team can book this, with up to 5 annual Physio sessions on GP Plus and Level 3, increasing up to 8 sessions at Level 2 and no yearly limit at Level 1.

 

Diagnosis

Diagnosis cover is offered on Levels 3, 2 and 1 of Equipsme. This includes specialist consultations, diagnostic tests, MRI and CT scans, and it includes cover up until Cancer is diagnosed. All bills that are covered are paid directly by AXA Health and there is no excess to pay on Levels 1 and 3 and a small Excess of £150 on Level 2.

Specialist diagnosis consultations and tests are accessed following a GP consultation and referral and then by contacting AXA Health who will check that your condition is covered and then organise your referral onto one of their approved Specialists.

Hospital Treatment

Levels 2 and 1 of the Plan include Hospital Treatment. This includes cover for specialists, surgeons, hospital room, dressings and drugs. You have access to the AXA Health approved network of hospitals and specialists and they will settle bills that are covered directly.

The Plan does not cover the treatment of Cancer but does include cover up until Cancer is diagnosed. There is an excess of £150 at level 2 and there is no excess to pay on Level 1.

 

Health checks

Across all levels of Equipsme we offer Health Checks through our service partner Thriva. Members get an online health check across all levels and on Levels 3, 2 and 1 they get an annual blood test for:
• Vitamin D (Levels 3, 2, 1)
• Cholesterol (Levels 2 and 1)
• Diabetes (Level 1)

All levels encourage members to monitor their health and to extend their health checks with a discount of £10 on further Thriva health checks.

 

24/7 Nurse helpline

All levels of the Plan include a private nurse helpline and telephone support if you have a heart or cancer condition. Levels 3, 2 and 1 also include a Second Opinion service, if you’re not getting the answers you need from your current private specialist.

These are provided by AXA Health and offer 24/7 support to Equipsme members.

 

Heart and Cancer support

Male and female health

Elder care support

Health and wellbeing perks

Why should I choose an Equipsme health insurance plan?

Get seen quicker

Waiting lists for the NHS have reached an all-time high, but with Equipsme you can get seen fast - and get better quicker.

AXA private health insurance

With our plans you get access to AXA Health approved specialists, consultants and private hospitals.

This isn’t a cash plan

With Equipsme and AXA health, approved claims are settled direct so that you don’t have to pay first and claim later.

Easy access to benefits

You can make appointments quickly and easily through our handy Equipsme App, your dedicated members portal or over the phone.

Cover for you and your family

You can choose what level of cover you want, and whether to extend it to cover your partner/children.

Peace of mind

None of us knows what’s coming round the corner, but with Equipsme in yours you can worry a little bit less about what happens if you get sick or injured.

In 2025 Equipsme was a double award-winner in the WSB (Workplace, Savings and Benefits) Awards, named Benefits Innovation of the Year and Best Health and Wellbeing Provider of the Year.

If you have any questions before you join Equipsme please get in touch with our friendly team.

For further information please visit our FAQ section.
To join Equipsme at any time during the year make your selection on the myBenefits platform today.

Sorry, there was a problem submitting your form. Please review the highlighted fields below.

Thanks for getting in touch, your message has been successfully sent. We'll get back to you shortly!