Terms of Use

These Terms of Use and our Privacy Policy (together the "Terms") govern your use of the domain  www.equipsme.com and all sub domains (our "Site").


Please read these Terms of Use carefully before using our site.

By using our Site, you confirm that you accept the Terms and that you agree to comply with them. If you do not agree to these Terms, you must not use our Site.

We may amend the Terms from time to time. Every time you wish to use our Site, please check the Terms to ensure you understand the terms that apply at that time.

Our site is directed to people residing in the United Kingdom. We do not represent that content available on or through our site is appropriate for use or available in other locations.

Who we are and how to contact us
Our Site is operated by Equipsme Insurance Services Ltd ("we").

We are registered in England and Wales under company number 10674676 and have our registered office at: Third Floor, 1 New Fetter Lane, London, England, EC4A 1AN.

To contact us, please email us

Availability of our Site
We endeavour to ensure that our site is available 24 hours a day. However our Site may be temporarily unavailable if we are required to undertake maintenance or development of the Site.

We do not guarantee that our Site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our Site for business and operational reasons and we will not be liable for any inconvenience or losses incurred by you if we do so.

Content on our Site and intellectual property rights
We are the owner or the licensee of all intellectual property rights in our Site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our Site for your personal use.

You must not:

  • modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text;
  • modify, translate, create or attempt to create derivative copies of or copy the Site in whole or in part;
  • reverse engineer, decompile, disassemble or otherwise reduce the object code of the Site to source code form; or
  • distribute, sub-licence, assign, share, timeshare, sell, rent, lease, transmit, grant a security interest in or otherwise transfer your right to use the Site.

Our status (and that of any identified contributors) as the authors of content on our Site must always be acknowledged.

You must not use any part of the content on our Site for commercial purposes without obtaining an express written licence to do so from us or our licensors.

If you print off, copy or download any part of our Site in breach of these terms of use, your right to use our Site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Do not rely on information on this site
The content on our Site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Site.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our Site is accurate, complete or up to date.

We are not responsible for websites we link to
Where our Site contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval or endorsement by us of those linked websites or information you may obtain from them. We have no control over the contents of those sites or resources.

Our responsibility for loss or damage suffered by you
We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.

Our Site is not intended to be used for business or commercial purposes and, to the extent permitted by law, we will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise for: loss of profits, sales, business, or revenue; loss of business opportunity, goodwill or reputation; or any indirect or consequential loss or damage.

We use reasonable efforts to ensure that our Site is free from viruses. However, we do not guarantee that our Site will be secure or free from bugs or viruses. We are not responsible for viruses and you must not introduce them.

You are responsible for configuring your information technology, computer programmes and platform to access our Site. You should use your own virus protection software.

You must not misuse our Site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site. You must not attack our Site including via a denial-of-service attack or a distributed denial-of-service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Site will cease immediately.

Privacy and Security
We take reasonable steps to ensure that our Site is secure and that any emails you send us are secure. However, the nature of the internet means we cannot guarantee the security of our Site or information you send us via emails.

Additional information about the security of information you send us and how we process information about you is contained in our Privacy Policy. By using our Site, you consent to such processing and you warrant that all data provided by you is accurate.

Rules about linking to our site
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our Site in any website that is not owned by you.

We reserve the right to withdraw linking permission without notice.

Which country's laws apply to any disputes?

The Site has been established in England and the Terms, their subject matter and their formation, are governed by English law. The courts of England and Wales will have exclusive jurisdiction to hear any disputes relating to the Terms or the Site except that if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are resident of Scotland, you may also bring proceedings in Scotland.

Our trade marks are registered
EQUIPSME is a UK registered trade mark of Equipsme (Holdings) Ltd. You are not permitted to use it without our prior written approval.