Company health insurance plans for energy and utility firms

Looking for health benefits that can support your skilled engineers, field workers and back office teams?

Looking after your people can set you apart from your competition and help you attract and retain top talent in an increasingly competitive market. And with Equipsme you can cover more of your team – not just those in senior management.

What’s more, our plans help get people back to work, faster – helping you protect your productivity and demonstrating a clear return on investment.

Equipsme health insurance plans occupy the middle ground between cash plans and traditional PMI, and are already working for large workforces in the energy and utility sector.

Our Trusted Partners

What our customers say about us

Employee Benefits Manager EDF

Equipsme was introduced to us by Mercer Marsh, as a health insurance benefit that could sit between cash plans and full‑blown PMI. It was exactly what we needed. We liked its affordability, its simplicity, and the fact it can include private treatment and diagnosis ‑ and can even be extended to include our people’s families.

Head of Reward HR Services and Employee Relations UK Power Networks.

In total, we identified five and a half thousand employees who didn’t have access to our existing PMI plan. The equitable thing for us to do was to modernise and equalise our health support ‑ and that’s where Equipsme has come in. It was the nearest fit to getting full‑blown PMI for every single person in our organisation, without breaking the budget.

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Awards

Winner WSB Awards 2025 Health and Wellbeing Provider of the Year

Winner WSB Awards 2025 Benefits Innovation of the Year

Corporate Adviser Awards 2025 Best Health & Wellbeing Innovator - Highly Commended

Health Protection Awards 2025 Best Group Health Insurance Provider - Highly Commended

Cover more of your workforce for less

Plans start at £9 per person per month with four levels of plan to choose from.

GP Plus

Gateway plan to health benefits including 24/7 GP and physio.

£9 pppm

Business Health Insurance benefits from AXA Health

Physio support and up to 5 F2F sessions
Employees can upgrade benefits
Employees can add family

Extra support and value

Private GP 24/7
Nurse helpline 24/7
Cancer & Heart support
Online health check
Elder care support
Gym, health check and optical discounts

No excess

Details

Diagnosis

Access to diagnosis, everyday health benefits, no excess.

£24 pppm

Business Health Insurance benefits from AXA Health

Private specialist consultations
Private specialist tests/scans and diagnosis
Physio support and up to 5 F2F sessions

Extra support and value

Private GP 24/7
Nurse helpline 24/7
Cancer & Heart support
Annual home health check
Elder care support
Gym, health check and optical discounts

No excess

Details

Diagnosis and Treatment

Access to diagnosis and treatment, everyday health benefits, excess.

£42 pppm

Business Health Insurance benefits from AXA Health

Private hospital treatment
Private specialist consultations
Private specialist tests/scans and diagnosis
Physio support and up to 8 F2F sessions

Extra support and value

Private GP 24/7
Nurse helpline 24/7
Cancer & Heart support
Annual home health check
Elder care support
Gym, health check and optical discounts

£150 excess once per person per plan year

Details

Diagnosis and Treatment Plus

Access to diagnosis and treatment, everyday health benefits, no excess.

£69 pppm

Business Health Insurance benefits from AXA Health

Private hospital treatment
Private specialist consultations
Private specialist tests/scans and diagnosis
Physio support with no yearly limit on sessions

Extra support and value

Private GP 24/7
Nurse helpline 24/7
Cancer & Heart support
Annual home health check
Elder care support
Gym, health check and optical discounts

No excess

Details

Optional Benefit

Stress Support

£1.50 pppm

24/7 helpline support on a range of work related, personal and lifestyle matters
Telephone, online or face-to-face counselling (up to 10 sessions) for employee member
Legal information services including debt and financial information
Family advice line on topics such as childcare or eldercare
Guided digital CBT and digital self-led CBT Menopause programme

Details

Optional Benefit

Dental & Optical

£15 pppm

Claim back £200 per plan year for NHS or private dental check-ups and treatment
Claim back £100 per plan year on prescription specs / lenses and £25 towards annual sight test

Details

All plans include built-in physiotherapy sessions – especially important for workers on site and in physical roles – alongside preventative health checks and gym discounts. In addition, with private specialist diagnosis and hospital treatment services from an AXA Health approved medical network, you know your people are in safe hands.

Terms and conditions apply, such as the exclusion of pre-existing conditions, chronic/long-term conditions and the treatment of cancer once it has been diagnosed.

Get a quote today

Why choose Equipsme?

At Equipsme we do employee health insurance differently. Here’s 5 good reasons to take a look at our employee health insurance plans for your workforce

Quality cover

Our plans are designed to respond to the top causes of sickness absence, and focus on practical care and early diagnosis and intervention. We’ve chosen quality cover from industry-leading partners, including AXA Health, Health Hero, Health Assured, and Thriva – so you know your people are in safe hands.

Return on investment

We’ve worked with workplace wellbeing data experts to generate real numbers for FDs and Boards. We estimate we can help people back to work two times faster than the NHS, with a return on investment of around £3 for every £1 invested in an Equipsme plan

More about ROI

Cost-effective, responsible, sustainable pricing

Our transparent, community-based pricing and approach to cover is designed to help you manage your budget and be able to plan for the long-term. To put that in context, since 2018, the price of our most popular plan has only gone up by the equivalent of c5% year-on-year.

More about pricing

Tailored support

We’ve not only made it simple to understand our plans, but easy to set-up and administer them, too. We’re experienced at working with large companies with dispersed and complex workforces, providing bespoke support to help you roll out Equipsme, and tailored communications to encourage take-up and usage.

See our case studies

Family upgrades

We believe we’re the only provider in the market to let your people upgrade or add family members to their plan – without paying additional P11D tax. So buying a company health insurance plan also opens up a gateway to private healthcare for your wider workforce community.

More about our plans

Equipsme is trusted by

Trusted by energy and utility firms to get people back to work faster

Equipsme member, 41, Engineer

There’s only a small pool of people who can do my job, so if I’m off sick they’re stretched thin and paying double‑time for my cover. Going through Equipsme 100% got me fixed up and back to work faster. If it wasn’t through work, private medical insurance just wouldn’t be something I’d be able to afford. I’m really grateful my employer is so supportive and actually cares about employee health.

Equipsme member, 34, Security Technician

If I’d have gone through the NHS for my hip op I think I’d still be waiting now. So I’d still be in pain ‑ and I’d still be doing less than half of my job. Thank God I had an Equipsme plan to fall back on. The surgeon said that within 6‑9 months I should be back doing the active and mobile job I’m trained for, paid for and supposed to be doing. I’m living proof that you just don’t know what’s around the corner – even if you’re young, fit and healthy.

To find out how we can help keep your team productive, engaged and at work please get in touch with our friendly team to organise a demo.

[email protected]

020 3965 6410