Health insurance plans for UKPN employees
Our health insurance plans are backed by AXA Health so you know you’re in safe hands. UKPN have selected Diagnosis and Treatment Level 2 plan for you - see your benefits below. This plan includes an excess of £150 per person per year.
Paid for by UKPN
Your Level 2 benefits
Health insurance benefits from AXA health
- Diagnosis - Private specialists consultations
- Diagnosis - Private specialist tests and scans
- Treatment - Private patient in hospital
- Private specialist pathways
- Cancer diagnosis pathways
- Excess of £150 per person per plan year on health insurance benefits
Practical health and wellbeing support
- 24/7 GP Service
- Nurse Helpline
- Cancer and Heart support
- Male and Female health
- Health and wellbeing perks
- Elder care support
- Personalised health checks
You can pay to...
Easily add your family
At Level 2
- It costs £41 pm to add your partner
- It costs £20.50 to your first child (under 25yrs)
- Add up to 5 more children for Free
- Total cost to add family = £61.50
Upgrade to Level 1
You can choose to pay to upgrade to Level 1 - Diagnosis and Treatment Plus
- Physiotherapy (MSK) - no yearly limit on sessions
- Higher level Health Checks
- No Excess
At Level 1 upgrade
- It costs £25 to upgrade your cover
- It costs £66 pm to add your partner
- It costs £33 to add your first child (under 25yrs)
What is and isn’t covered
The Equipsme health insurance plan is about protecting you if the unexpected happens, and to help put things right. Brand new medical conditions are covered as long as they continue to respond to treatment but the plan won’t cover the Physiotherapy, Diagnosis or Treatment cost of any health problem that anyone included under the plan already had symptoms, whether or not you have received medication, advice or treatment for in the last three years – what we call “pre-existing conditions”.
Existing health conditions are covered when you use the private GP services and the health check.
We also don’t cover mental health conditions, chronic conditions, pregnancy and childbirth, and cancer.
However, members on cover Level 1 and 2 have cover up to the point at which cancer has been diagnosed so we can help find out what’s wrong fast.
Full details of our terms and conditions regarding what is and is not covered can be found in the Membership Handbook which is available via your portal/App login once a member of Equipsme, or on request. For more information about the plan please download our plan summary below.
How our excess works
Just like on your car or home insurance, on the Equipsme Diagnosis and treatment - level 2 plan there’s an excess to pay. That means that you pay the first £150 towards the total cost of your consultations, diagnosis or hospital treatment bill, once per person per plan year.
The remaining eligible treatment bill that has been authorised is paid for you and often directly to the treatment provider. You simply arrange your hospital visit through AXA Health as normal - always checking with them BEFORE you make an appointment that they will cover your consultation, tests or treatment.
Your AXA Health provider/hospital will then usually send you a bill for your excess amount after your first appointment.
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