Our exclusions
Equipsme are upfront about what is and isn’t covered for your employees, helping you to make the right decision about what's best for your business.
Our exclusion of three year pre-existing conditions
At Equipsme, we don’t want your teams to have to fill out lengthy questionnaires about their detailed medical history.
Instead, we exclude from physio, diagnosis and treatment cover any pre-existing conditions that a person has had in the three years before their cover starts. There are benefits which you can use from day one which would cover existing health conditions.
These are the GP services, nurse helplines and the health check, as well as stress support and dental and optical benefits (if chosen by the business for their employees).