Our cancer cover explained
If cancer is diagnosed, we don’t cover the private treatment of it but can still support people going back into the care of the NHS. And throughout, you and your team will have the additional support of a dedicated cancer phone line, to help you and family members with questions and information.
Why don’t you cover cancer treatment?
We’re often asked if Equipsme is too good to be true. It isn’t. We do exactly what we say we do – simple plans, transparent pricing, up front terms and conditions and a focus on sustainable pricing, so more businesses can cover more of their people.
One way we’re able to keep our prices competitive and sustainable, is that we’ve very carefully chosen not to include cancer treatment, but we do include faster private diagnosis which is proven to save lives.
Keeping prices sustainable
We know cancer is emotive and a big concern, but treatment also comes at a big cost. It means some businesses can end up facing huge increases at renewal and that might mean having to cancel the policy if it’s no longer affordable. We don’t want that, and employees don’t want to pay high P11D tax on expensive private medical insurance.
Our approach is to get our members with private diagnosis on their plan a faster cancer diagnosis. After that the NHS is often best placed, with more expertise, to provide the care, support and attention people need. You’re also likely to end up being treated by the same Oncology specialist who saw you through the private diagnosis pathway.
[CANCER_FAQS]
Where can I find more support?
Cancer research
NHS Cancer support
Macmillan Cancer Support
Further reading
What is prostate cancer?
How to check your breasts
What is ovarian cancer?
How to check your testicle
Please note all claims are subject to the terms and conditions of the Membership Handbook and prior authorisation by
the claims team at AXA Health.
For more information about what is and isn’t covered please see our benefits and exclusions pages and/or request a
copy of our membership handbook.
Sources and links
1. Cancer research links – why early diagnosis is important
2. Cancer statistics for England – House of Commons Library (parliament UK)
3. (Working age population – GOV.UK Ethnicity facts and figures
4. Bowel cancer statistics | Cancer Research UK
5. NHS Cancer waiting times
6. NHS Stats Cancer waiting times