Business Healthcare for Small & Medium Businesses

Business Healthcare for Small & Medium Businesses

Progressive, people‑first businesses: Step right up

Health Insurance Powered by AXA Health

Show them you care, with business healthcare

£8pppm

GP Plus

Business Health Insurance benefits from AXA Health

  • Physio support and up to 5 sessions
  • No excess
  • Employees can upgrade to higher level of cover
  • Employees can add family separately

Extra support and value

  • Private GP 24/7.
  • Nurse helpline 24/7 inc. cancer support
  • Online health check kit and discount voucher
  • Perks and rewards inc. gym discounts from AXA Health

£33pppm

Private Diagnosis and Treatment

Business Health Insurance benefits from AXA Health

  • Private hospital treatment
  • Private specialist consultations
  • Second opinion service
  • Private specialist tests/ scans and diagnosis
  • Physio support and up to 8 sessions
  • £150 excess once per year

Extra support and value

  • Private GP 24/7.
  • Speedy diagnosis referrals
  • Nurse helpline 24/7 inc. cancer support
  • Annual home health check kit

£48pppm

Private Diagnosis and Treatment Plus

Business Health Insurance benefits from AXA Health

  • Private hospital treatment
  • Private specialist consultations
  • Second opinion service
  • Private specialist tests/ scans and diagnosis
  • Physio support – no yearly limit on sessions
  • No excess

Extra support and value

  • Private GP 24/7
  • Speedy diagnosis referrals
  • Nurse helpline 24/7 inc. cancer support
  • Higher level annual home health check kit

With diagnosis cover, you will be able to see specialists and have tests and scans. Treatment cover takes this a step further, providing access to hospitals and surgeons. All of this through AXA Health’s approved network of specialists and hospitals. While we don't cover cancer treatment, you're covered up until a diagnosis with help and support at hand if you need to go back into the NHS for treatment. All ages 16‑69 cost the same on all plans and prices include all applicable taxes.

Add optional benefits

You can choose one level for all employees or mix different levels to match the needs of your business

Stress support

+£1.50 pppm

Dental & Optical

+£8 pppm

Pick a plan that’s right for you

All of our company health insurance plans include benefits from AXA Health, ranging from nurse helplines and physiotherapy, to private specialist diagnosis, plus private hospital treatment on our highest level. With no medical questions and a simple exclusion of pre-existing conditions in the three years before cover starts, it's quick and easy to apply.

24/7  GP Access
24/7 Nurse Helpline
Health  Checks
Physio  Sessions
Diagnosis  Cover
Tests  & Scans
Hospital  Treatment
Prescription  Delivery
Dental  & Optical
Stress  Support

24/7 GP Access

This service is provided by the UK’s leading GP consultation service – HealthHero – which is easily accessed using our Equipsme App or through the members section of our website.

If you’re not feeling 100% then you can book your GP consultation by calling the service at any time.

Levels 3, 2 and 1 include an ‘Open Referral’ which means if the GP thinks you may need a referral onto a specialist you simply contact AXA Health who will confirm if covered and help organise the referral.

24/7 Nurse Helpline

All levels of the Plan include a private nurse helpline and telephone support if you have a heart or cancer condition. Levels 3, 2 and 1 also include a Second Opinion service, if you’re not getting the answers you need from your current private specialist.

These are provided by AXA Health and offer 24/7 support to Equipsme members.

 

Health Checks

Across all levels of Equipsme we offer Health Checks through our service partner Thriva. Members get an online health check across all levels and on Levels 3, 2 and 1 they get an annual blood test for:
• Vitamin D (Levels 3, 2, 1)
• Cholesterol (Levels 2 and 1)
• Diabetes (Level 1)

All levels encourage members to monitor their health and to extend their health checks with a discount of £10 on further Thriva health checks.

 

Physio Sessions

We offer Physiotherapy sessions across all levels of Equipsme. You access them through AXA Health who help arrange and pay for covered sessions and can be contacted whether or not you have a GP referral.

Physio cover starts with a telephone assessment by the in-house Physio team to help assess you and suggest any easy self help solutions.

If you need to see a physiotherapist, the team can book this, with up to 5 annual Physio sessions on GP Plus and Level 3, increasing up to 8 sessions at Level 2 and no yearly limit at Level 1.

 

Diagnosis Cover

Diagnosis cover is offered on Levels 3, 2 and 1 of Equipsme. This includes specialist consultations, diagnostic tests, MRI and CT scans, and it includes cover up until Cancer is diagnosed. All bills that are covered are paid directly by AXA Health and there is no excess to pay on Levels 1 and 3 and a small Excess of £150 on Level 2.

Specialist diagnosis consultations and tests are accessed following a GP consultation and referral and then by contacting AXA Health who will check that your condition is covered and then organise your referral onto one of their approved Specialists.

Tests & Scans

Levels 3, 2, and 1 of the Plan include Diagnosis cover which includes MRI and CT scans.

No yearly limit on on specialist referred diagnostic tests, MRI scans, XRays and CT scans inc. up to cancer diagnosis.

All approved bills are settled by AXA Health. As long as medically necessary,
not a pre-existing condition and authorised by AXA Health
.

Fast track booking to save time and hassle.

Hospital Treatment

Levels 2 and 1 of the Plan include Hospital Treatment. This includes cover for specialists, surgeons, hospital room, dressings and drugs. You have access to the AXA Health approved network of hospitals and specialists and they will settle bills that are covered directly.

The Plan does not cover the treatment of Cancer but does include cover up until Cancer is diagnosed. There is an excess of £150 at level 2 and there is no excess to pay on Level 1.

 

Prescription Delivery

On all plan levels of Equipsme, with the private GP service, you can pay for a private prescription to be delivered to your home, work or local pharmacy. This service is provided by the UK’s leading GP consultation service – HealthHero – which is easily accessed using our Equipsme App or through the members section of our website.

Dental & Optical

Dental and optical cover is an optional extra which the business owner can select when choosing the levels of cover for the business. It applies to all members no matter what level they are on.

Dental and optical cover includes Dental check up and treatment (100% payback up to £200 pa) and Sight test and prescription specs/contacts (100% payback up to £100 pa). Plus up to £25 towards annual sight test.

Stress Support

Stress Support cover is an optional extra which the business owner can select when choosing the levels of cover for the business. It applies to all members no matter what level they are on.

Our Stress Support provider is Health Assured – a leading UK provider of telephone and face to face counselling support.

Stress Support includes a Confidential telephone service 24/7, Counselling by phone and up to 8 face-to-face sessions by phone or online.

Meet our trusted providers

Meet our trusted providers

Whose services make up our award winning and industry leading Equipsme health insurance plans

All of Equipsme’s company health insurance plans are backed and delivered by some of the biggest and most well-respected organisations in their field, so you really know you’re in safe hands.

  • AXA Health – one of the UK’s leading health insurance specialists
  • Health Hero – Europe’s largest digital health provider offering remote access to experienced doctors.
  • Thriva – forward thinking home based health testing and tracking.
  • Health Assured – award winning wellbeing services covering mental, physical, financial and legal support.