Health insurance for businesses with employees

Health insurance for businesses with employees

Progressive, people‑first businesses: Step right up

Show them you care, with business healthcare

£9pppm

GP Plus

Business Health Insurance benefits from AXA Health

  • Physio support and up to 5 F2F sessions
  • No excess
  • Employees can upgrade benefits
  • Employees can add family

Extra support and value

  • Private GP 24/7
  • Nurse helpline 24/7
  • Cancer & Heart support
  • Online health check
  • Elder care support
  • Gym, health check and optical discounts

£39pppm

Private Diagnosis and Treatment

Business Health Insurance benefits from AXA Health

  • Private hospital treatment
  • Private specialist consultations
  • Private specialist tests/scans and diagnosis
  • Physio support and up to 8 F2F sessions
  • £150 excess once per year

Extra support and value

  • Private GP 24/7
  • Nurse helpline 24/7
  • Cancer & Heart support
  • Annual home health check
  • Elder care support
  • Gym, health check and optical discounts

£60pppm

Private Diagnosis and Treatment Plus

Business Health Insurance benefits from AXA Health

  • Private hospital treatment
  • Private specialist consultations
  • Private specialist tests/scans and diagnosis
  • Physio support – no yearly limit
  • No excess

Extra support and value

  • Private GP 24/7
  • Nurse helpline 24/7
  • Cancer & Heart support
  • Annual home health check
  • Elder care support
  • Gym, health check and optical discounts

With diagnosis cover, you will be able to see specialists and have tests and scans. Treatment cover takes this a step further, providing access to hospitals and surgeons. All of this through AXA Health’s approved network of specialists and hospitals. While we don't cover cancer treatment, you're covered up until a diagnosis with help and support at hand if you need to go back into the NHS for treatment. All ages 16‑69 cost the same on all plans and prices include all applicable taxes.

Need more info?

Add optional benefits

You can choose one level for all employees or mix different levels to match the needs of your business

Stress support

+£1.50 pppm

Dental & Optical

+£10 pppm

Pick a plan that’s right for your business

All of our company health insurance plans include access to physio (because Musculoskeletal issues are one of the biggest cause of sickness absence for businesses) and access to a nurse helpline and a private GP service so your team can access a doctor quickly and at a time to suit them.

Our diagnosis and treatment plans include access to private specialist diagnosis, private test and scans and private hospital treatment on our highest plan level. All accessed through AXA Health’s network of private specialists and hospitals, so you know you’re in safe hands.

Quick diagnosis is key to getting treatment faster and creating peace of mind and reassurance for your team during a time of worry.

It’s easy to set up an Equipsme plan for your business – no medical questions and a simple exclusion of pre-existing conditions in the last 3 years before cover starts.

24/7  GP access
Physiotherapy  sessions
Diagnosis
Tests  & Scans
Hospital  Treatment
Health  checks
Prescription  Delivery
Dental  & Optical
Stress  support
24/7 Nurse helpline
Cancer and heart support
Male and  female health
Elder care  support
Health and  wellbeing perks

24/7 GP access

Our 24/7 GP support service is provided by the UK’s leading provider – HealthHero – who have over 20 years’ experience in providing patients with access to doctors remotely (link to service provider page).

If you are not feeling your best, simply give HealthHero a call anytime to book a GP consultation. If medication is prescribed, you can pay for them to organise for a private prescription to be delivered to your home, work or local pharmacy.

Plan levels 3, 2 and 1 also include an ‘Open Referral’. This means if the GP thinks you need a referral onto a specialist all you have to do is share the open referral letter with AXA Health, who will confirm if you are covered and then help organise the referral to a private specialist at a convenient location and time.

Physiotherapy sessions

We offer Physiotherapy sessions across all levels of Equipsme. You access them through AXA Health who help arrange and pay for covered sessions and can be contacted whether or not you have a GP referral.

Physio cover starts with a telephone assessment by the in-house Physio team to help assess you and suggest any easy self help solutions.

If you need to see a physiotherapist, the team can book this, with up to 5 annual Physio sessions on GP Plus and Level 3, increasing up to 8 sessions at Level 2 and no yearly limit at Level 1.

 

Diagnosis

Diagnosis cover is offered on Levels 3, 2 and 1 of Equipsme. This includes specialist consultations, diagnostic tests, MRI and CT scans, and it includes cover up until Cancer is diagnosed. All bills that are covered are paid directly by AXA Health and there is no excess to pay on Levels 1 and 3 and a small Excess of £150 on Level 2.

Specialist diagnosis consultations and tests are accessed following a GP consultation and referral and then by contacting AXA Health who will check that your condition is covered and then organise your referral onto one of their approved Specialists.

Tests & Scans

Levels 3, 2, and 1 of the Plan include Diagnosis cover which includes MRI and CT scans.

No yearly limit on on specialist referred diagnostic tests, MRI scans, XRays and CT scans inc. up to cancer diagnosis.

All approved bills are settled by AXA Health. As long as medically necessary,
not a pre-existing condition and authorised by AXA Health
.

Fast track booking to save time and hassle.

Hospital Treatment

Levels 2 and 1 of the Plan include Hospital Treatment. This includes cover for specialists, surgeons, hospital room, dressings and drugs. You have access to the AXA Health approved network of hospitals and specialists and they will settle bills that are covered directly.

The Plan does not cover the treatment of Cancer but does include cover up until Cancer is diagnosed. There is an excess of £150 at level 2 and there is no excess to pay on Level 1.

 

Health checks

Across all levels of Equipsme we offer Health Checks through our service partner Thriva. Members get an online health check across all levels and on Levels 3, 2 and 1 they get an annual blood test for:
• Vitamin D (Levels 3, 2, 1)
• Cholesterol (Levels 2 and 1)
• Diabetes (Level 1)

All levels encourage members to monitor their health and to extend their health checks with a discount of £10 on further Thriva health checks.

 

Prescription Delivery

On all plan levels of Equipsme, with the private GP service, you can pay for a private prescription to be delivered to your home, work or local pharmacy. This service is provided by the UK’s leading GP consultation service – HealthHero – which is easily accessed using our Equipsme App or through the members section of our website.

Dental & Optical

Dental and optical cover is an optional extra which the business owner can select when choosing the levels of cover for the business. It applies to all members no matter what level they are on.

Dental and optical cover includes Dental check up and treatment (100% payback up to £200 pa) and Sight test and prescription specs/contacts (100% payback up to £100 pa). Plus up to £25 towards annual sight test.

Stress support

Stress Support cover is an optional extra which the business owner can select when choosing the levels of cover for the business. It applies to all members no matter what level they are on.

Our Stress Support provider is Health Assured – a leading UK provider of telephone and face to face counselling support.

Stress Support includes a Confidential telephone service 24/7, Counselling by phone and up to 8 face-to-face sessions by phone or online.

24/7 Nurse helpline

All levels of the Plan include a private nurse helpline and telephone support if you have a heart or cancer condition. Levels 3, 2 and 1 also include a Second Opinion service, if you’re not getting the answers you need from your current private specialist.

These are provided by AXA Health and offer 24/7 support to Equipsme members.

 

Cancer and heart support

Male and female health

Elder care support

Health and wellbeing perks

Meet our trusted providers

Meet our trusted providers

Whose services make up our award winning and industry leading Equipsme health insurance plans

All of Equipsme’s company health insurance plans are backed and delivered by some of the biggest and most well-respected organisations in their field, so you really know you’re in safe hands.

  • AXA Health – one of the UK’s leading health insurance specialists
  • Health Hero – Europe’s largest digital health provider offering remote access to experienced doctors.
  • Thriva – forward thinking home based health testing and tracking.
  • Health Assured – award winning wellbeing services covering mental, physical, financial and legal support.