Why choose Equipsme?

Equipsme are not a traditional health insurance provider.

Equipsme was set up in 2018 to disrupt the business health insurance market. After speaking to many businesses in the UK it became clear there was a need for a more affordable and easy to understand business health cover so Equipsme set about building health insurance plans that would make health cover accessible for more businesses in the UK.

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Top 10 reasons why Equipsme is different

We chose to work with leading, forward thinking healthcare providers like AXA Health, Health Assured, Health Hero and Thriva to build a business health insurance plan that offers the best of the healthcare services available in the UK and which well, just works.

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Simple pricing and plans

Private medical insurance plans for businesses can be confusing – with lots of plan options, complicated pricing and terminology.

With Equipsme we have simplified business cover options, used plain English and tried to avoid complicated medical insurance terms – we even have a Jargon Buster to help businesses navigate the world of health insurance.

There are 4 levels of plan for companies with employees, from entry level to comprehensive, with costs starting at £8 pppm. Our plans for self employed business owners (aged 16-59 on plan inception date) start at £27 pppm.

There’s one price for all ages 16-69 on our plans for businesses with employees (16-59 for our self-employed plans), no medical questionnaires on application, and very few limits on usage – and you can start using your plan from day one.

This means you don’t have to go through a complicated quote process – you can see immediately how much it could cost your business to help keep your team fit and well.

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Fairly priced and Affordable

We think health insurance should be available for everyone – from a self‑employed business to companies of all sizes, and their teams – and their families.

That’s why our plans start from as little as £8 per person per month, for companies covering at least 2 employees and plans for the self‑employed start from just £27 per month.

You can choose which level fits your business best or pick and mix to match your people and budget, making it affordable to cover more of your team.

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Flexible

Mix and match levels
Employee upgrades
Add your family

You can pick and mix what level of cover you want for your team, helping manage your business budgets and helping to ensure more of the team gets access to practical health cover. Businesses with employees can also add extras for everyone – like Stress Support, or Dental & Optical.

Each member of your team can choose to pay to upgrade their own cover, and to add their partner and children.

And if you’re a self‑employed business owner you have the choice of two plans that are designed for people who work for themselves

How does Equipsme compare?

Transparent

What’s covered and what’s not

With our plans we’re upfront about what you’re covered for and what you’re not, and why.

There is a simple exclusion of pre existing conditions in the three years before cover starts and we don’t cover cancer treatment. You can get your diagnosis, but the NHS is best placed to organise your treatment. That also means we can help keep costs down and help keep our plans within the reach of the small businesses we want to support – and keep the pressure off the NHS elsewhere

For more information on what’s covered and what’s not please visit our plans page.

Businesses with employees

Self-employed business owners

Meet our trusted providers

All of Equipsme’s company health insurance plans are backed and delivered by some of the biggest and most well‑respected organisations in their field, so you really know you’re in safe hands.

AXA Health – one of the UK’s leading health insurance specialists
Health Hero – Europe’s largest digital health provider offering remote access to experienced doctors.
Thriva – forward thinking home based health testing and tracking.
Health Assured – award winning wellbeing services covering mental, physical, financial and legal support.

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