Health insurance plans for small businesses

Health insurance plans for small businesses

How can you make sure you find the right small business healthcare plan that provides your employees with quality healthcare – without breaking the bank?

Healthcare options for small business owners can easily feel overwhelming – especially if you’re looking at company health insurance for the first time.

At Equipsme, we work with small and medium sized enterprises of all sizes to help them provide business health insurance and wellbeing services for staff that’s flexible, practical, and affordable. Our partnership with AXA Health helps provide quick, quality treatment so you can keep your people happy and healthy – and help them recover from illness or injury as fast possible.

How much does company health insurance for small businesses cost?

For many small businesses, budgets are tight, and it can be surprisingly difficult to find prices for company health insurance plans online. We’ve made our pricing completely transparent, so you can see exactly how much a plan might cost you, and choose the level of private health cover that best meets your needs as a business.

Our company health insurance plans for small businesses start at just £9 per person per month, with the most popular comprehensive plan costing just £39 per person per month.

Is private healthcare for small businesses necessary?

Not all businesses provide their employees with private healthcare, and you are not required to offer it by law. But attracting and retaining top talent is key for small and medium sized enterprises – and a great benefits package could help your business stand out from the crowd.

What’s more, healthcare is increasingly one of the most sought-after benefits, with 57% of working Brits even prepared to sacrifice salary to secure it.  And there’s to show that providing workplace health benefits can reduce absences, encourage engagement, and even improve productivity.

Important company health benefits for small businesses

The best small business health insurance plans should be catered to your organisational needs. All SMEs are different and will have different requirements. Flexibility, scalability and simplicity are key.

At Equipsme we know small businesses don’t have huge HR departments, so we’ve made it easy to set up and administer your plan. You can mix and match cover levels to make it work for your workforce, and your staff can choose to pay in themselves to upgrade or add family members.

It’s the same price for all ages 16-69, with no long medical questionnaires and a simple exclusion of pre-existing conditions in the three years before cover starts. We have designed our plans and benefits to help reduce the risk of a price hike at renewal too. We want to make sure your company health insurance is sustainable – and useful.

That’s why we focus on practical health support. If your business is a small one then every person out of action can have a huge impact. Our award-winning plans all include access to GP appointments, nurse helplines and physio support, to help people get better faster.

What’s included in a small business healthcare plan with Equipsme?

The most popular Equipsme plan costs just £39 per person per month and includes:

  • Fast access to tests, scans and diagnosis with private consultants at private hospitals
  • Treatment in a private, comfortable room
  • Physio support and up to 8 private sessions
  • 24/7 Nurse helpline
  • Unlimited 24/7 GP access
  • Health checks you can do at home

Optional benefits include:

  • Dental and optical
  • Stress support

Why use Equipsme for your small business healthcare?

There are a lot of private health cover providers out there to choose from, but we think you’ll find working with Equipsme to be different, and most importantly, easy.

  • You can trust our cover – because we partner with some of the most well-respected health service providers in the UK including one of the biggest insurance companies in the UK, AXA Health. This means you can trust that we deliver quality and reliable health cover for you and your employees.
  • No medical questions required  no medicals or complicated questionnaires to complete when you apply. We have a simple exclusion of pre-existing conditions in the three years before cover starts.
  • Add family members  you have the option of paying to add your spouse/partner, plus children up to the age of 25. The first child is half price, with up to five other children covered for free.
  • We’re here to help – we don’t provide advice but if you need help understanding our plan benefits and options before deciding on the best Equipsme health insurance plan for your business and your team, or just want to chat, we’d be happy to speak to you.

Need more info?

Meet our trusted providers

Meet our trusted providers

Whose services make up our award winning and industry leading Equipsme health insurance plans

Equipsme plan services are backed and delivered by some of the biggest and most well-respected organisations in their field, so you really know you’re in safe hands.

  • AXA Health – one of the UK’s leading health insurance specialists
  • Health Hero – Europe’s largest digital health provider offering remote access to experienced doctors.
  • Thriva – forward thinking home based health testing and tracking.
  • Health Assured – award winning wellbeing services covering mental, physical, financial and legal support.